Can Muslims Take a Mortgage to Buy a House?

This is a commonly asked question especially by Muslims in the West. Can Muslims take a mortgage to buy a house? 

This is quite a complex issue at our times. Some feel very guilty for getting a mortgage. Some just ignore the rule altogether. 

Dr. Shabir discusses this in detail backing up his reply with the fatwa from the European Council for Fatwa and Research.

What is the Necessity that Allows Buying a House on Mortgage