Wa`alykum as-Salamu wa Rahmatullahi wa Barakaatuh.
We are accountable for the thoughts we deliberately harbor or dwell on. We are, however, we are not responsible for the mental chatter or thoughts we have no control over as long as we dispel them as soon as we become aware by seeking refuge and protection with Allah.
Allah says, “Whenever an evil suggestion afflicts you from Satan, seek refuge with Allah.”
And the Prophet is ordered: “Say: My Lord, I seek refuge with You from the evil suggestions of devils and I seek Your protection against their gathering around me (to lead me astray).”
Islam is all about leading an examined life: it means that we ought to control our thoughts, our words, and actions because Islamic psychology teaches that these three have an impact on each other.
Once we manage to control all of the three, we are enabled to lead a virtuous life; otherwise, we become heedless, and heedlessness is the root of all evils in Islam. It is not becoming of a believer; Allah condemns it and tells us that animals without intelligence are better than such men and women.
Almighty Allah knows best.
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