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Is Selling Credit Cards Haram?

15 October, 2023
Q I work for a cell phone company, and we offer a credit card with no annual fee and an interest rate if you don’t pay your monthly fee on time.This is a requirement at our job to sell, and since I’m in the management and a part of my bonus is from this. Is it permissible for me to sell this?

Answer

In the Name of Allah, Most Gracious, Most Merciful. 

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.


In this fatwa:

The work you are doing is not explicitly haram. However, since its main thrust is to make money through interest, it is best to seek another job free of such income tainted with haram.


Responding to your question, Sheikh Ahmad Kutty, a senior lecturer and an Islamic scholar at the Islamic Institute of Toronto, Ontario, Canada, states:

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The work you are doing is not explicitly haram. However, since its main thrust is to make money through interest, it is best to seek another job free of such income tainted with haram.

One of the Prophetic advice to govern our life is: “Leave what is doubtful in favor of that which is not.” (At-Tirmidhi)

He also said, “The lawful is clear, and unlawful is also clear: Yet there are certain cases that are dubious or questionable. So, whoever leaves the dubious, they are better enabled to shun the unlawful. If, however, one practices the doubtful, they may end up falling into the unlawful.” (Al-Bukhari)

I would urge you to pray:

Allaahumma aghninee bi halaalika ‘an haraamika wa bi ta’atika an ma’siyathika wa bi fadhlika ‘amman siwaaka

O Allah, make me self-sufficient with the halal so that I do not end up doing the haram; make me self-sufficient with Your obedience so that I am not inclined to disobey You. And make self-sufficient with Your favor so that I do not need to look for the favors of others.”

 I pray to Allah to bless your efforts to find a lawful source of living.

For more, see this category:

Is Using Credit Cards To Pay Tuition Permissible?

Is It Allowed to Use Credit Cards in Islam?

Are Prepaid Credit Cards Halal? (Video)

Almighty Allah knows best.

Source: www.askthescholar.net