Husband Doesn’t Work & He Wastes My Money

17 October, 2019
Q As-Salamu Alaykum. I never wanted to discuss this, but the situation I have been facing forces me to seek guidance. I am married and have kids. Since the beginning of our marriage, my husband has been lying to me. He had a lot of debt prior to the marriage which he did not inform me or my family about. It was impossible to pay it from the income he had.

To add to the problem, he lost his job after 2 years. After that, he spent most of his time sleeping and not putting enough effort in finding another job. I am a doctor, but I wasn’t practicing before. When this happened, I had to start working for our survival. He is very careless and never bothers to feel the responsibilities of a husband and a father. At times, we didn’t even have money to buy milk for our child, or medicines, or pay their school fees.

When I started working and raising my kids, most of my income went on paying his debts which are millions of dollars. In return, he only says he loves me. He has made a habit of borrowing money from friends and family without returning it; he continuously lies, and his daily routine is mainly sleeping, watching movies, smoking, and going out with friends and family. He cannot realize how difficult it is for me to earn our living and look after the kids after a tough day. I have no saving for my kids because he wastes my earnings the same way he did his. People come to me to ask their money back he borrowed. I have never felt attraction towards him. Most frequently, he borrowed money from his brother who, unfortunately, started to have sympathy towards me and I developed feelings for him as well. Eventually, we fell into the big sin of committing adultery. I felt horrible, but realizing that my husband doesn’t care of me, I also stopped caring and became selfish which caused me more pain. I was caught by my husband and he tortured me mentally, physically and emotionally for this act. I asked forgiveness from him and Allah, but he keeps abusing me very badly in front of the kids. I never wanted to ruin my family life, but it was ruined the day when I knew my husband is under a huge burden of debts due to unnecessary expenses from the time he and his family lived in Dubai. They lied to me, and he can still say that he loves me.

This all made me weak and unable to control my emotions toward a caring person. I have never told to my parents what I have been through as I didn’t want to expose his problems, yet now when this happened between his brother and me, he talks publicly about it with his friends, his family, or my family. But he still wants to live with me as he is dependent on me for all his needs, (and somehow I don’t want to leave him either.) I have been still paying his debts, but I am already shattered and cannot take more insults from him.

My side of the story, the issue of adultery, is almost public, but his side has always been covered because I thought he is my husband and I should take care of his prestige. However, he never cared about borrowing money from my family as well without returning it back and realizing how shameful I felt in front of them. I want to come out of this situation. Kindly give me some advice on how I should overcome the loss. I am in pain and am lost because of my own bad deeds and his negligence which has affected us so badly.


In this counseling answer:

• In case your husband does not take responsibility for his role in this horrific situation and stop abusing and using you and start acting like a Muslim man, you need to get as far away from him as you can. You need to rotect yourself from a life of sin.

• Start a new life in search of the pleasure of Allah (swt) and in the company of those who want to serve Allah (swt).

As-Salaamu ‘Alaykum my dear sister,

I am happy that you feel guilty for your sin. Guilt followed by tawbah (repentance) and good deeds to compensate for your sin is the way to recover from this situation, in sha’ Allah, by the Mercy of Allah (swt) accepting your repentance. Guilt in front of Allah (swt) proves that you believe and want to be on the path of Allah (swt). So, towards that end, follow what the Qur’an says:

Say, “O My servants who have transgressed against themselves [by sinning], do not despair of the mercy of Allah. Indeed, Allah forgives all sins. Indeed, it is He who is the Forgiving, the Merciful.” (39:53)

It appears you need to understand Islam a little (or a lot) better in order to understand how to avoid this situation in the future, in sha’ Allah. While divorce is the most hated of the lawful things, it is much better than adultery which is one of the major sins in Islam and its punishment is severe. Because of that, it was your responsibility to divorce your husband instead of committing adultery. I say this based on the following ways of reasoning given to us in Islam.

Husband Doesn't Work & He Wastes My Money - About Islam

There are unlawful things which become allowable when they are “the lesser of two evils”. For instance, masturbation is unlawful, unless your situation is so dire that you know you will fornicate or commit adultery if you don’t get the relief you need. In this case, the scholars say that then it would be better to masturbate than commit adultery – because it is the lesser evil.

Another example is: once a man had a wound and one of the Companions told him he had to make wudu’ (ablution) over it because of the requirement to make wudu’ properly. The man died after that because his wound became infected from the water. The Prophet (SAW) got angry at his Companions when he heard about how they guided him. (Abi Dawud) He criticized their sense of what is “right” in Islam.

Thus, my reaction to your situation is: the lesser of the two evils in your case would have been to divorce your husband before going to his brother (who you could have married then unless he is already married which is a whole other can of worms). Divorce is better than adultery!

True, you have two children who will suffer from a broken family, but how is that worse than not living an Islamic life? Is dealing with the test of a broken family worse than living in a sewer of a life of lies and use and abuse? Your children’s father, as their guardian and mentor, will teach his children to be the way he is. They will think it is okay if their father does it!

Check out this counseling video:

You mentioned that because he says he loves you, you don’t want to leave him. Your past behavior proves that your value system tells you that you need love more than you need to be safe with your Lord. Whatever makes you think that adultery is the way out of marital problems is backward. The way to solve your problem(s) is to rid yourself of the problem that drove you to do such a desperate act which gave you a bigger problem than the one you already had.

All that said, I want you to know that I am sorry for your suffering (even though I am very afraid for you regarding the way you dealt with adultery). I am also sorry that you have had to be the man and the woman in your marriage by supporting your husband, yourself, your children, and paying all your husband’s huge debts. I am also sorry that you are suffering a loveless marriage (“never felt attraction towards him”). I am horrified that he is abusing you physically – and “in front of the kids”!

I agree with you: he does not act as he loves you. In fact, he acts the opposite. Using you, your money, and your goodness (keeping his sins a secret), is not love. “Care” is love. It is ironic that you, who do not love your husband, treat him with care, while he, who claims to love you, treats you abominably.

Ask Allah (swt) to forgive you for your adultery and to guide you away from the value system that led you to commit adultery, and to guide you. Put your trust in Allah (swt) that He (swt) will help you. Allah (swt) tests the hardest the ones He loves the most. This test could have been a source of comfort to you if you had responded to it in a way that was in obedience to Allah (swt). Don’t make that mistake again and Allah (swt) will raise you in ranks to grand heights, in sha’ Allah. The believer goes from darkness into light and the unbeliever goes from light into darkness. It is a very good sign that you are in darkness and want to get out of it; thus, get closer to Allah (swt) through tawbah and obedience.

The beauty/bounty of Allah’s (swt) forgiveness is that it provides a way for us to rid ourselves of the filth of our sins, i.e., purification from guilt, making tawbah, and doing good works to compensate for them. Then, you have to begin a new life, turn over a new leaf, and change your behavior. Have a life of tawakal (dependence on Allah) instead of worldliness, i.e., sins for relief. This is the lesson in this horrible situation: turn to Allah (swt)!

Regarding your marriage, in case your husband does not take responsibility for his role in this horrific situation and stop abusing and using you and start acting like a Muslim man, you need to get as far away from him as you can in order to protect yourself from a life of sin. Start a new life in search of the pleasure of Allah (swt) and in the company of those who want to serve Allah (swt). May Allah (swt) forgive you, make it easy for you, and guide you, in sha’ Allah!



Disclaimer: The conceptualization and recommendations stated in this response are very general and purely based on the limited information provided in the question. In no event shall AboutIslam, its counselors or employees be held liable for any damages that may arise from your decision in the use of our services.

Read more:

My Husband Has Never Been Able to Provide for Us

My Husband Has No Job And Doesn’t Allow Me to Work

When Your Husband Doesn’t Want You to Work (and You Do)


About Nasira S. Abdul-Aleem
Nasira S. Abdul-Aleem, an American, has a BA in English from UC Berkeley
and is about to receive an MS degree in counseling psychology
(Marriage and Family Therapy - MFT) from the Western Institute for Social Research.
For over ten years, Nasira worked as a psychotherapist with the general public and in addiction recovery.

For the last few years, she has been a life coach specializing in
interpersonal relations.
Nasira also consults with her many family members who studied Islam overseas and returned to America to be Imams and teachers of Islam. Muslims often ask Nasira what psychology has to do with Islam. To this, she replies that Islam is the manifestation of a correct understanding of our psychology. Therapists and life coaches help clients figure out how to traverse the path of life as a Believer, i.e., "from darkness into light", based on Islam and given that that path is an obstacle course, according to Allah.