Can Zakah Be Divided Throughout the Year?
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Can Zakah Be Divided Throughout the Year?

Questioner

Rafiq

Reply Date

Feb 19, 2019

Question

This is my first year paying zakah and I want to do it right. I recently got married and according to tradition I got lots of jewelry. I think I have more gold in the bank than money. How does it work? Also, I want to know if zakah is applicable to stones like diamonds. Can zakah amount be spread all through the year instead of paying as lump sum?

Mufti

Answer


Can Zakah Be Divided Throughout the Year?

In the Name of Allah, Most Gracious, Most Merciful. 

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.


In this fatwa:

Zakah can be paid either in lump sum at the end of the year or in installments in advance before the due date so long as you have calculated and taken out the full amount due at the end of the year.


In his response to your question, Sheikh Ahmad Kutty, a senior lecturer and Islamic scholar at the Islamic Institute of Toronto, Ontario, Canada, states:

If you have jewelry that exceeds more than seventy five grams of gold in weight, then you need to pay zakah.

The way to go about it is to estimate the value of the entire jewelry you have in the bank or saved at the end of the year, and take out zakah at the rate of 2.5 of the total value.

You must go through this procedure every year since the price of gold changes, and the amount of zakah payable also varies accordingly.

Zakah can be paid either in lump sum at the end of the year or in installments in advance before the due date so long as you have calculated and taken out the full amount due at the end of the year.

According to authentic reports, the Prophet (peace be upon him) allowed his uncle Al-Abbas to take out zakah in advance before the due time in order to pay to those who were deserving and in need.

As for the precious stones and diamonds, we should pay zakah on them too so long as they are kept as savings, although there are scholars who consider them as exempt from zakah.

The latter view, however, does not seem to be in agreement with the overall purpose and objectives of zakah; for precious stones and diamonds today have become major ways of hoarding wealth.

Thus, if we were to exempt them from zakah, we would be exempting a major chunk of the wealth of the rich people from zakah, while ironically taxing those poor farmers who may be scraping for a living by tilling and ploughing the earth.

This is indeed absurd and totally inconsistent with the spirit of the Shari`ah which is based on social justice.

Therefore, it is only reasonable to state that one must pay zakah on precious stones and diamonds that are saved by estimating their value at the end of the year and paying zakah on them at the rate of 2.5 of their total value every year.

If one has both jewelry and precious diamonds, it is enough to calculate the total value of all of them together and take out zakah at the rate of 2.5 percent of their total value.

Almighty Allah knows best.

Source: www.askthescholar.com




About Sheikh Ahmad Kutty

Sheikh Ahmad Kutty is a Senior Lecturer and an Islamic Scholar at the Islamic Institute of Toronto, Ontario, Canada.

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